Maintaining a zero balance on a card is a way to provide for an emergency. Closing an unused account can hurt your credit score in the short term, as it causes a drop in your available credit. Some card issuers require a minimum amount charged each month or year to keep the card active. If that i...
Americans are carrying a larger personal debt load than ever before and savings rates are at an all time low. The percentage of disposable income used to make debt payments is at record high levels and the number of bankruptcies and foreclosures are at record levels as well. Part of the problem i...
In the United States, Independence Day, commonly known as the Fourth of July, is a federal holiday commemorating the adoption of the Declaration of Independence on July 4, 1776, declaring independence from the Kingdom of Great Britain. Independence Day is commonly associated with fireworks, parades, barbecues, carnivals, fairs, picnics, concerts, baseball games, political speeches and ceremonies, and various other public and private events celebrating the history, government, and traditions of the United States. Independence Day is the national day of the United States.
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